CASE STUDY · DIVIDANDY
FINTECH · GAMINGFinancial markets.As a competitive game.
Tournaments, virtual capital, live market data — and a race above the Cashline.
Dividandy is a mobile-first gaming platform that turns trading into a real-time competitive arena. Players enter time-limited tournaments, start with the same virtual capital, build portfolios on live market data and compete against real players for the top of the leaderboard.
Onezero Labs serves as a technology partner in building the product — mobile apps, frontend and backend, a simulated trading engine, real-time systems, back office, integrations, QA and infrastructure.
- platforms
- 3
- iOS · Android · Web
- starting conditions
- EQUAL
- Same capital, same rules, everyone
- market data
- LIVE
- Results from real movements
- the goal
- CASH
- Finish above the Cashline
01 / Project overview
Not a brokerage.A strategy game.

Financial markets are often perceived as complex, technical and meant for experienced investors. Dividandy approaches them completely differently — not as a traditional investment dashboard, but as a competitive strategy game where every decision changes your position. Players don't invest personal funds in the market — they use simulated capital and compete on performance. Every tournament starts everyone under the same conditions:
- The same virtual capital
- The same market data
- The same competition rules
- The same duration
- The same shot at the leaderboard
02 / The partnership with Onezero Labs
Broad ownership.Across the core layers.
Onezero Labs serves as a technology partner in the ongoing development and expansion of the product. The team operates inside Dividandy's development process, working directly with the company's product and technology leadership:
- Mobile application development
- User interface development
- Backend services
- Tournament and trading mechanics
- Real-time market data
- Third-party integrations
- Back office development
- Testing, stabilization and performance
- App store delivery processes
- Development infrastructure and CI/CD
03 / The challenge
Markets meet gaming.Without compromising either.
On one side — market data, financial assets, charts and real-time calculations. On the other — a product that must feel fast, competitive and exciting, even for non-professional traders. The challenge was to build a system that could:
- Turn complex financial information into clear gameplay.
- Manage multiple tournaments simultaneously.
- Update portfolios and rankings from live markets.
- Maintain equal conditions for every player.
- Provide immediate feedback for each action.
- Present performance, risk and profit clearly.
- Add gaming mechanics without compromising data integrity.
- Support large volumes of real-time events.
- Stay consistent across iOS, Android and Web.
04 / The solution
Trading. Organizedas gameplay.
We built a product experience that organizes trading around a simple competitive flow — with the primary actions available through a fast mobile interface that moves between the arena, portfolio, market data and leaderboard without unnecessary complexity.
- The user selects a tournament
- Joins the competition
- Receives the same virtual capital as everyone
- Builds and manages a portfolio
- Monitors performance in real time
- Tracks their leaderboard position
- Adjusts strategy as the market moves
- Finishes based on their final balance
05 / The tournament arena
The Arena:the entry point to the game.
Users explore available tournaments and instantly understand what's on offer — from fast short-term games to longer competitions built on strategic portfolio management:
- Which assets can be traded
- How long the tournament lasts
- How many players have joined
- The prize structure
- The entry requirement
- The Cashline position
- Start and end times
- Whether the format fits their level

06 / The simulated trading engine
Virtual capital.Real markets.
At the center of the product is an engine that simulates activity across real markets: players use virtual capital only, but results are calculated from actual asset movements — stocks, crypto, commodities and forex, depending on the format. The engine handles:
- Real-time asset prices
- Opening and closing positions
- Profit and loss calculations
- Current portfolio value
- Market movements and volatility
- Tournament limits and rules
- Leaderboard updates
- Synchronization across players
- Market hours and inactive assets
07 / Real-time portfolio
A full portfolio.Readable on a small screen.
Every player manages a personal portfolio that updates throughout the tournament. The design keeps even complex data instantly readable — on a small screen, mid-competition:
- Available virtual capital
- Total portfolio value
- Active positions
- Profit or loss by asset
- Overall performance
- Asset allocation
- Recent activity
- Changes in tournament rank
08 / Leaderboard & Cashline
Every decisionmoves you on the board.
Rankings change with market movements and portfolio performance. The Cashline marks the boundary between the winning area and the rest of the field — turning market data into a concrete competitive objective. Users see:
- Their current rank
- The players directly above and below
- Performance gaps between competitors
- Who is above the Cashline
- The remaining time
- How portfolio changes affect ranking

09 / A gaming experience
Not another finance screen.A game arena.
The visual language combines competitive sports, strategy gaming and real-time trading — turning complex financial activity into an engaging, accessible experience:
- A central competitive arena
- Live rankings
- Win and loss states
- Animations and transitions
- Sound effects
- Achievements and rewards
- Player-versus-player competition
- Levels and statuses
- Missions and bonuses
- A brand character guiding the experience
10 / Onboarding & FTUE
First time in the market?The game explains.
For many users this is their first introduction to trading concepts. The onboarding flow combines concise content, animations, educational screens and a clear path to the first action — gradually explaining:
- What a trading tournament is
- How assets are selected
- How performance is calculated
- How the leaderboard works
- What the Cashline represents
- How to enter a competition
- What virtual capital means
- How decisions affect the tournament
11 / Competition formats
A format for every player.Rules for every format.
The modular infrastructure supports different game formats — and each format defines its own rules, schedule, assets, prize structure and entry requirements:
- Multiplayer tournaments
- One-versus-one
- Sit & Go tournaments
- Time-limited competitions
- Asset-specific tournaments
- Beginner tournaments
- Skill-based competitions
- Private tournaments
- Promotional and special events
12 / Insights & market information
It won't decide for you.It gives you the tools.
To help players make informed decisions, the product presents relevant information alongside gameplay. The objective isn't to decide for the player — it's to help them understand the market and their position:
- Asset-related news
- Live market data
- Charts and price movements
- Portfolio performance insights
- Rival reports
- Position information
- An insights layer
- A conversational assistant

13 / Wallet, verification & withdrawals
Game capital inside.Real money separate.
Alongside the virtual capital used in tournaments, the platform includes a separate layer for the user's financial activity. That separation is a key part of the product's clarity:
- User balance
- Tournament entry transactions
- Bonuses and promotions
- Prizes
- Transaction history
- Identity verification (KYC)
- Eligibility checks
- Withdrawal requests
- Withdrawal status tracking
14 / Back office & operations
A new competition?No new release needed.
Alongside the user-facing app, a management environment lets the Dividandy team operate and monitor the platform — adjusting the product without a new app release for every change:
- Tournament creation and management
- Asset and game rule configuration
- User management
- Registration monitoring
- Portfolio and ranking review
- Prize and transaction management
- KYC and withdrawal workflows
- Bonus and promotion management
- Event and activity monitoring
- Exceptional case handling
- Content and notification management
- Operational data review
15 / Engagement & growth
Bring the player backfor the next tournament.
The platform includes infrastructure for retention, engagement and growth, helping the growth team understand which channels generate valuable users and communicate with them across the lifecycle:
- Push notifications
- Deep links
- Refer-a-friend programs
- Affiliate programs
- Welcome bonuses
- Personalized messaging
- Campaign attribution
- User journey analytics
- Tournament reminders
- Ranking and result updates
- Behavior-based campaigns
16 / iOS & Android apps
Complex market data.In a mobile game interface.
Dividandy was developed as a mobile-first experience for iOS and Android. The interface is optimized for fast interaction and presents complex market information in a phone-friendly format:
- Fast performance
- Smooth animations
- Interactive charts
- Real-time updates
- One-handed navigation
- Offline and reconnection states
- Session persistence
- Deep links
- Notifications
- A consistent cross-platform experience
17 / The outcome
Strategy, risk and decisions —determine the outcome.
Dividandy turns financial markets into a competitive arena: live market data, a simulated trading engine, tournaments, rankings and gaming mechanics — in a single product.
The infrastructure enables different competition formats, new assets and game types, real-time operations and expansion into additional markets and audiences.
18 / Technology & capabilities
What's under the hood
Every layer was built for real time: fast, synchronized, and ready for the load of live competition.
Stack
- Fintech Gaming
- Tournaments
- Live Markets
- Virtual Capital
- Leaderboards
- Cashline
- Sit & Go
- 1v1
- Real-Time Engine
- KYC & Wallet
- iOS · Android · Web
- React Native
Got a similar idea?
From complex financial mechanicsto a product people compete in.
Onezero Labs helps startups turn complex financial mechanics into fast, clear and engaging digital products. From mobile apps and real-time engines to management platforms, integrations and infrastructure — we build products designed to compete and scale. Let's build your next product.
Same capital. Same market. Better decisions win.
Related services and reading
- ServiceMobile app development for iOS and AndroidThe service behind Dividandy: React Native apps with interactive charts, real-time updates and a fast gaming experience.
- ServiceEnd-to-end software developmentThe infrastructure behind the game: a simulated trading engine, real-time systems, wallet, KYC and an operational back office.
- GuideReact Native vs Flutter in 2026 — what's actually right for startups?Long read: performance, hiring, OTA, scale, web synergy and time-to-market. The pragmatic call for most 2026 startups.